Liquid Asset Management for Business is a customized investment option for excess balances based on the client's time horizon. By planning for cash needs with Wealth Management, the client may be able to time investments to meet liquidity needs and maximize their return.

Benefits include:

• Individually customized portfolio management for your cash balances - taxable, tax-advantaged, or tax exempt.
• The ability to achieve a high level of current income with safety of principal.
• Potentially higher returns than those provided by money market portfolios.
• Higher yields/returns through active management based on individual time horizons.

This account may be connected of linked to a checking account. This link provides a solution to those clients who need a high level of liquidity, a better rate of return than a standard checking account and flexible investments.

Working with Wealth Management, we determine the client's need for cash and how much is needed in their checking account. Funds which exceed this balance are automatically transferred (swept) to their investment account at the end of each business day. We discuss the client's needs in detail and ten determine an appropriate mix of investments to maximize earnings.